Business Development Lead
Richard Peers is a Digital Platform Advisor in Microsoft’s Developer and Platform Evangelism team, working with clients and agencies in an advisory capacity to help showcase their brands via Microsoft innovation. e.g.
- Financial Services via Future Branch, Multi-channel, Mobile banking and Digital Wallets.
- Retail clients on Future Stores, In store Display and Multi-channel
- CPG on Social Search and Natural User Interface
- Media app’s for Windows 8 and Windows Phone
Currently focused on Digital Marketing/Wallets; Web/Phone/Windows 8/XBOX Kinect /Azure app’s projects and experiences from idea to implementation.
Previously he was the UK Alliance with Accenture; lead UK sales of Microsoft Consulting Services to Global System Integrators; Head of Enterprise Marketing; Head of Developer Marketing and Business Development Manager for Microsoft UK;
Tony Moretta, has a broad background in the financial services, online and broadcast industries. He began work on an embryonic m-commerce business at the beginning of 2011 and brokered the negotiation between the three mobile network operators of EE, Telefonica UK (O2) and Vodafone to form the joint venture that become Project Oscar. Tony subsequently led the joint venture through the EC clearance process and is now responsible for business development and marketing initiatives at Weve.
Tony brings a wealth of experience both in the financial and broadcast industries to the ambitions that Weve has as a company. He led the development of the Mondex smartcard system in the UK and also its competitor Visa Cash, as VP of New Products at Visa International. His experience in introducing new technologies and concepts includes the first interactive TV ad as Director of Interactivity at ONdigital and as Director of Freeview and CEO of the Digital Radio Development Bureau, ensuring a path to digital switchover in radio as well as TV.
Policy Advisor, Payments
British Retail Consortium
Richard Braham is lead on retail payments, e-commerce and consumer credit policy. Richard’s works covers all issues related to payment systems, including cost, litigation, regulation and security, in both the UK and Europe. E-commerce covers all elements of online retail, including mobile, tablet and more traditional forms of telephone sales and mail order. He previously worked at the National Endowment for Science Technology and the Arts (NESTA) – focused on the role of innovation and technology as a driver of growth, where he held various policy and communications role, latterly as speech writer for the CEO. Prior to that, Richard worked in a political consultancy in the property and development industry and as the Parliamentary Researcher in an MPs House of Commons office.
Mobile Commerce Delivery Manager
EMEA IT Retail Business Systems Manager
Starbucks Coffee Company
The Coffee Mob
Rene’ Batsford has over 17 years experience in the Retail, Manufacturing and Entertainment Industries. He has worked for leading brands such as Molton Brown Cosmetics and most recently EAT Ltd. EAT were the first UK chain to roll out a fully integrated contactless payment solution. Arguably Rene’s biggest project to date was delivering the IT Strategy and infrastructure for the world renowned “The O2″ as European IT Director for Anschutz Entertainment Group.
Rene’ is a key supporter of emerging technologies such as contactless payment and mobile loyalty and regularly gives key note speeches on these subjects to the Retail and Banking Industry. Rene’ has won numerous industry awards, most notably the 2008 European Retail award for Payment Solutions for his work on contactless payment and followed this up with 3 awards for the 2009 & 2011 Contactless Intelligence Awards for contactless payment.
Rene’ is currently consulting and working as CIO for a new retail brand start-up Coffee Mob.
VouChaCha was founded in February 2009 with the aim of bringing the immediacy of the web to the High Street, enabling retailers and consumers to connect through the use of location-based mobile discounts.
Prior to VouChaCha Ben managed Innovation, Research & Development at Lloyds Banking Group. In addition to strategy and mobile technology roles within the financial services sector Ben was part of the Business Development team at Affiliate Window, the UK’s largest affiliate network. His technology industry experience and marketing background has enabled him to develop deep-rooted technological expertise with customer focused business sensibility.
Global Mobile Strategy Director
Katie Lips is a Mobile and Digital Expert, Strategist and Commentator. She is Head of Global Mobile Strategy Director at leading Loyalty provider Aimia and is fascinated by the role mobile technologies including NFC can play in revolutionising customer retail and loyalty experiences. She is known as a creative innovator in the Mobile space having also been a startup founder (Mobile Messaging Archive Treasuremytext.com & Virtual Gift Platform “Little World Gifts”). In her role at Aimia, Katie is responsible for developing Digital Strategies across mobile, social and location-based loyalty, and the potential of mobile payments, wallets, and enhancing customer experiences whilst shopping. She also writes about digital innovation (and art, and shopping) at her blog www.katielips.com
Global Head of Digital Payments
Head of UK Corporate Payments
Mike Walters is Head of UK Corporate Payments at Barclays in London. Mike is responsible for the product management, performance and profitability of Barclay’s suite of corporate payments products ranging from physical cash to complex integrated electronic payment solutions.
Mike Walters joined Barclays on its Business Leadership Graduate Programme in 2002, having read Law at Warwick University and having achieved a Masters degree in a Management at Nottingham. Since joining the bank, Mike as worked in a number of relationship teams managing large UK and Multinational Corporate Relationships for the group securing, successful migration of a number of FTSE 100 clients to Barclays. In early 2007 he was appointed Sales Director for Multinational Corporates headquartered in the UK, Scandinavia and Netherlands. Mike moved to become Regional Director for North American Financial Institutions following the formation of Global Transactional Sales in January 2009, before moving to his current role in July 2010.
Multichannel Innovation Lead
Manuel is a professional with 15 years of experience in the financial sector, mostly in the digital space.
He was part of team that launched the first online bank in Spain: unoe bank. In 2006 he joined Barclays as digital banking manager and since 2012 lead the Innovation function in Barclays Iberia which plays a fundamental role in the digital transformation of the Bank.
Head of Mobile
RBS UK Retail
Terry has over 15years experience in the telecomms and mobile industry working in both the public and private sector before joining RBS UK (Retail) as Head of Solution Design for Mobile in November 2011. Terry is currently the Head of Mobile for RBS UK (Retail). In this role, Terry owns the strategic direction and delivery of the award winning RBSG (incl NatWest) UK Retail Mobile Banking Service.
Using core Product Management skills as a base, Terry has been developing mobile applications and mobile solutions for the last 8 years. Terry is fuelled by the belief that the right combination of technology, design and customer experience can really change the way we go about our daily lives.
As Head of Solution Design for Mobile at RBS, Terry was the Design Authority for the business architecture and solution design of the RBSG retail banking mobile application which currently has over 2 million active users. Features of the app include Payments and Transfers, Longer Statement History, mobile phone top up, cash withdrawal from an ATM and person to person payments. Terry was also part of the team responsible for the NatWest TouchPay pilot, the UK’s first deployment of an offline Mobile Contactless payment solution.
Previously, Terry was a Senior Product Manager for Mobile Applications at Airwave Solutions Ltd. Terry was responsible for developing and delivering mobile apps to the Emergency Services market on the back of the Airwave TETRA radio network. Terry focused on mapping processes using LEAN principles to identify inefficiencies in current working practices and then using this insight to develop mobile software to solve the problem.
Before Airwave, Terry held a number of Product Management roles in the telecoms industry with Tiscali and Energis. Terry was educated at St Bede’s Grammar school in Manchester, and graduated from the business school of Brunel University with an Honours Degree in Business Administration, specialising in Marketing
Neil founded Proxama in 2005 (then called Glue4 Technologies). The business focused on creating services that link people and brands using consumer technologies. In 2008, the company was rebranded as Proxama with a focus on the applications of mobile, smartcard and NFC technologies. Neil passionately believes in using emerging technologies to create valuable services for people.
Prior to founding Proxama, Neil ran a division of a niche consultancy, Consult Hyperion, where he led the systems implementation teams for a number of ground breaking products including Vodafone’s m-Pesa, MasterCard’s PayPass, Sky and Barclaycard’s SkyCard and American Express Blue card.
Neil has a MEng and DPhil from York University and is a Chartered Engineer. Any precious time at home is split between renovating an old property and enjoying life with his wife and three young children.
Executive Director, Head of Strategy & Innovation
Senior Vice President,
V.me, Visa Europe
Jonathan Vaux is Senior Vice President, V.me, for Visa Europe. He is responsible for managing and co-ordinating key strategic market activities on behalf of Visa Europe and its members to launch V.me, Visa’s digital wallet solution, in Europe.
Jonathan joined Visa in August 1998, and has previously held the positions of Head of Processing, Head of Commercial Solutions and Vice President, Commercial Solutions for Visa International.
Jonathan holds an honours degree in Law from the University College London, and a Diploma in Marketing from the Chartered Institute of Marketing.
For further information or a photograph, please contact:
Corporate Communications Department
Tel: +44 (0)20 7937 8111
Head of Retail Services, EMEA
Rob is a Financial Services and Retail professional currently leading PayPal’s expansion as a way to pay on the high street. A new cashless, cardless way to pay using your mobile phone https://www.paypal-marketing.co.uk/instore. He has extensive experience in mobile commerce, digital payments, offline payments and strategic innovation. He has a Strong track record of delivery within complex matrix organisations, both consumer financial products and merchant solutions.
Mobile Product Manager
eBay Classifieds Group
Polly has ten years of experience in product management across recruitment, automotive and classified sectors which includes includes leading the delivery of an award winning B2B mobile app. She is responsible for Gumtree UK’s mobile strategy and mobile app development, and is passionate about the potential for mobile transactions offer customers of classifieds.
Principal Manager Mobile Financial Services & NFC
Peter Vesco is Senior Vice President, Business Unit Payment, Deutsche Telekom AG. He is responsible for developing all payment strategies and products. This includes initiatives both in Germany and at European level.
In addition, he is the CEO of ClickandBuy, a wholly-owned subsidiary of Deutsche Telekom AG.
Peter Vesco also worked for Hypercom Corp as the President and Managing Director of Northern Europe. Previously, he held various management positions including CEO of the DACH region (Germany, Austria, Switzerland) and Italy at FirstData and COO of the DACH region and Italy at Atos Worldine.
Head of NFC and Financial services
Telefónica Czech Republic, a.s.
Head-Mobile Financial Services
Ali Salci is heading the Mobile Financial Services Division at Turkcell. In this role, he is responsible for defining and executing Mobile financial services strategies. In addition to that he is also responsible from development and commercialization of all mobile payment products, including proximity payments, remote payments, and carrier billing services. He is an expert in the payments industry with over 15 years’ experience. He was heading the marketing and business development for the largest credit card issuer in Turkey “Yapı Kredi” bank and also worked for Visa Europe before joining Turkcell.
The Human Chain
Tim Jefferson is the Managing Director of The Human Chain, a UK based consultancy that focuses in the mobile and wireless sectors, providing management and technical consultancy, along with thought leadership in Europe and North America.
Tim is a senior management consultant with over twenty-five years of commercial and technical experience. He is a natural enthusiast for his subject and has authored numerous reports, white papers and published documents that provide clarity and understanding of complex technology solutions to help businesses use mobile and wireless technology in general to drive new revenue opportunities, reduce costs and re-engage with their end users using enablers such as mobile, SMS, QR codes, contactless/NFC and social media. Recent reports and publications include New mPOS Services, NFC Payments in Europe, The Changing Face of Mobile, NFC microSD, Alternative NFC Form Factors and Mobile Wallets, all available from www.thehumanchain.com
The Human Chain has carried out extensive mobile commerce eco-system development with work with MNOs/Carriers, SIM and Terminal Vendors, Trusted Service Managers, Technology Providers, Major Brands and Service Providers including retailers and banks, especially around the mobile payments and contactless/NFC sector. Recent projects have been scoping new value propositions and go to market strategy on mobile wallets, mobile payments (including acceptance), ticketing, loyalty, offers, physical and logical access as well as TSM development and deployment.
Tim is an experienced chairman for a number of mobile and wireless technology events. Recently these have covered mobile banking and payment, messaging and contactless/NFC.
Chief Commercial Officer
Paysafecard.com Wertkarten AG
Jens has more than 13 years of experience in the Online and Mobile Payments industry. At Paysafecard he leads the global Partner-Management Team that oversees and manages all commercial merchant relationships. Before joining paysafecard in 2010, Jens was holding various roles in the payments industry with blue-chip financial institutions as well as payment start-ups. Jens holds a degree in International Business Management.
Business Development Director
Nick joined VocaLink in 2010. Previously he was a founder, in 2000, of a company providing reference data for the international payments industry. Nick was responsible for business development and commercial policy. When the company was taken over in 2008, Nick moved to Logica plc, working in their payments practice, financial services sector. Previously, Nick has nearly 30 years experience in the provision of IT services to the financial sector, both in the UK and internationally and has worked for Reuters, Misys, Fidelity and others.
Nick’s business development role in VocaLink is focused entirely upon new developments and initiatives, providing the link between product development and the marketplace. In this role he led VocaLink’s successful bid to provide the infrastructure for the Payments Council’s Mobile Payments Service, due to go live in April 2014 providing person-to-person bank account to bank account payments using the mobile number as an identifier for the payment.
Danish Transport Authority
Chief Advisor Danish Transport Authority (Trafikstyrelsen) 2007 – present
Revenue sharing and revenue management:
• Revenue and commercial management of the rail services on Kystbanen and across the Øresund bridge
• Revenue sharing for public transport in the greater Copenhagen area.
• Fare regulation for public transport
Danish rail franchises and tenders:
• Bid evaluator on station management and customer service on the tender for the rail franchises for
• Central and western parts of Jutland (the current Arriva services).
• Kystbanen/Øresund traffic.
• Preparation of ITT regarding station management and customer service for the train services in central and western parts of Jutland (the current Arriva services).
Economist at Danish State Railways (DSB) 2002-2006
• Worked on several projects related to the Danish travel card (Rejsekort)
• Franchise bids in the UK:
• Worked with revenue forecasts for DSB’s bid for the Thameslink/GN franchise.
• Worked with revenue forecasts for DSB’s bid for the InterCity East Coast (ICEC) franchise.
• Master degree in mathematical economics, University of Copenhagen.
Research & Innovation, Transdev group
Florent CETIER is NFC program manager in Transdev group, in charge of BPASS Project. BPASS is a solution on NFC mobile phone, combining ticketing, passenger information, and infotainment, in multimodal environments.
Before joining Transdev group in 2007, Florent has worked 9 years in electronic transactions, fare collection systems especially, as project manager.
BPASS: Simplifying the passenger experience with NFC technology.
BPASS is a service on NFC-enabled phones, commercially in operation in Nice (France) since May 2010, and in pilot in Paris area since August 2012. BPASS can be downloaded “over the air” on all NFC phones commercialized by mobile network operators (Bouygues Telecom, NRJ mobile, Orange and SFR at present).
Customers equipped with BPASS are able to buy and pay their tickets or pass over the air (wherever and whenever they want), and to validate them using their NFC phone like a contactless card. They also have an easy access to real-time schedules and trip planners, and to a wide variety of content (infotainment) linked to their journey through NFC tags deployed at each bus and trams stops.
BPASS is all about simplifying access to public transport. No queues, no need to carry loose change, no lost time. It allows people to use public transport, including bike and car sharing, more spontaneously.
Independent Senior Consultant
Ex Apple & AT&T
in 1996, after 10 years with Apple, Julian Wilson joined AT&T Unisource in Netherlands as their Director of Service Strategy. Here he conceived, funded and built an anonymous digital cash payment system [smartaxis]. Working with Nokia & Apple to build modifiable browsers and smartcard readers into their 9000 and Newton (forerunner to the iPhone) products. The service was supported by Mastercard, NatWest, NETS in Singapore, Europay and others.
Predicting a world where people would be downloading music and films and books onto smart devices they held in their hands: the vision was sound but of course the market was not ready.
What has changed since then? Why is the time right now for services like this to succeed commercially?
Julian can help us put the current initiatives into context and help explain why market maturity, the Internet Rules and the emergence of the ‘Ecosystem’ are enabling new entrants/services to be commercially viable.
Managing Director (EMEA)
Director of NFC Solutions
Giesecke & Devrient
Mr. Tapio Vailahti has 25 years experience on smart cards and related systems, solutions and services. In his versatile career, he has actively been involved in bringing a number of leading edge smart card solutions into banking, telecom and government markets, including electronic purse, EMV, electronic ID, biometric passports, mobile digital signatures and currently NFC and mobile payments.
Tapio started his smart card career in Setec, the leading Nordic smart card vendor acting there in various management roles, including Head of Product Marketing, and Senior Vice President of Telecom & Media Business Unit. Upon Gemplus acquiring Setec, Tapio became Vice President of Product and Solution Management for Identity in Gemalto before joining Valimo Wireless as CEO and Executive Vice President. Today Tapio acts as Director for NFC Solutions in Giesecke & Devrient.
Hungarian Mobile Wallet Association
Gabor Lemak manages the Hungarian Mobile Wallet Asosciation as Secretary General. His main responsibility is to establish a sustainable mobile NFC ecosystem in Hungary and to launch the first countrywide mobile NFC payment pilot project.
The Hungarian Mobile Wallet Association was founded in June, 2011 with the collaboration and cooperation of six decisive service providers: Hungarian Telekom, Telenor, Vodafone, OTP Bank, MasterCard and SuperShop. The aim of the Association is to promote innovative, NFC technology based mobile payment solutions, systems and services, and also to develop the relevant professional guidelines in Hungary.
The pilot project started in July, 2013 and will last for approximately six months.
Presently, Gabor is managing the preparation for the Mobile Wallet commercial launch in Hungary.
Previously, Hungarian Telekom – subsidiary of Deutsche Telekom – appointed him as the Director of a newly set up high-tech innovation cluster. He was responsible for cooperating 70 ICT SMEs’, as well as multinational companies’ (like Hungarian Telekom, Ericsson, SUN, Microsoft) local R & D and innovation activities through generating innovation projects. Among his responsibilities he was involved in incubating ICT SMEs and start-ups.
He is an economist specialized for managing cutting edge initiatives based upon infocommunication technologies.
Edgar, Dunn & Company Management Consultants London
Samee is a director in the London office of Edgar, Dunn and Company, a global management consulting firm. Samee has advised some of the world’s largest organisations in North America and Europe, working at the Board level.
Samee leads the firm’s advanced payments consulting practice. He has advised banks, payment companies, mobile operators, and other payment service providers on developing their payment strategies.
He also advises clients on mergers and acquisitions with a specific emphasis on financial services entities. His clients include investment banks, private equity providers, hedge funds, and large acquisitive companies.
He previously held leadership positions at PricewaterhouseCoopers and at Scient Consulting based in New York. He started his career with Visa International in London where he helped banks enhance their payment product profitability.
A highly respected management consultant, Samee has published a number of articles in leading industry journals such as the Electronic Payments International, American Banker and Banking Strategies Magazine. He is a regular speaker at key industry events and has co-authored a book “Developing and Managing a Successful Payment Cards Business” published by Gower Publications.
Javier López Chicote
Global Head of Mobile Payments
Javier Lopez Chicote is a Telecommunications Engineer, Bachelor of Business Administration and graduated in Communications Systems Design Engineering from the University of California, Irvine.
Throughout his career he has worked with financial institutions like UBS Financial Services in California, USA, Grupo Santander, where he was responsible for the channeling in the UK mobile market as well as mobile payments strategy and finally the BBVA Group, where he currently leads the mobile payments strategy and is responsible for alternative payments in the unit of New Technologies of the entity.
He is experienced in leading Mobile Wallets and Mobile Banking applications, strategic alliances between Banks and MNO’s and inventor of two patens (pending of approval) related to QR codes, Security, Mobile Payments and Mobile Banking.