Digital Innovation Manager
COO & Partner
Founder & CEO
Lars has been in the IT-industry since 1987 and done several start-up’s. He founded Wireless Communication, the first company delivering internet connections over wireless communication already in 1997. The company were sold and entered the Oslo Stock Exchange (OSE), under the name WiCom ASA in 1999. Lars has been working direct or indirect with Wifi, RFID and NFC technology for more than 25 years. Lars has been deeply involved in He has also 5 years of experience from international business development in IBM. MeaWallet strategy and vision is to step-by-step “Transfer the entire content of your wallet to your smart phone”.
Natural Security Alliance
Romain joined Natural Security Alliance as Marketing Advisor in February 2013. Strategically based in Lille, France. The Natural Security Alliance promotes a standard for a strong authentication based on biometrics and a personal device.
Romain holds a Bachelor in Business Administration degree from Lille 1 University and graduated in Marketing & Communications from Institut D’Administration des Entreprises, Lille.
Principal Manager Mobile Financial Services & NFC
Lisbon Municipal Parking & Mobility Company
João Dias is currently a member of the Board at the Lisbon Municipal Parking and Mobility Company. Over the past 17 years João has been a board member of Prio Energy (fuel Company), an economic adviser to the Portuguese Prime Minister, a National Coordinator for the Electric Mobility Program and an Economic Analyst to the Prospective Department at the Ministry of Finance. Having graduated in Economics at the Lisbon Technical University, João holds a Msc in Economics from the London School of Economics.
Sarah Parkes is the Managing Director of Eye Airports, the UK’s airport advertising experts with offices in London, Manchester and Harrogate. Under her leadership, she has led the company through a great deal of change. In February 2013, the UK’s regional airport advertising specialist, Airport Partners, purchased Eye UK from previous Australian owners, Ten Network Holdings Limited. In so doing, Eye Airports were positioned as the largest airport advertising company in the UK, representing airports right across the country and reaching over 102 million airport passengers annually. Eye Airports’ clients include agencies, specialists and brands in a range of fields, including Land Rover, Hyundai, O2, Tesco, Thomson, easyJet and many more.
Sarah is a charismatic leader and corporate strategist with a proven track record driving successful business ventures and delivering world-class strategy. Previously, Sarah was Group Managing Director of CDS Global, a leading international provider of outsourced business solutions to the media industry and part of the Hearst Corporation.
Dr Key Pousttchi
University of Augsburg
Dr Key Pousttchi is an associate professor for information systems and mobile business at the University of Augsburg. In the area of m-payments and m-wallets, he did extensive research work and was involved in numerous industry projects since 2001, including being the head of the National Roundtable M-Payment of German banks and mobile operators and serving in the advisory board for Mobile Enterprise on behalf of the Ministry of Economics.
Key is author/editor of 11 books and numerous research articles, and also active as a strategy consultant, professional keynote speaker and supervisory board member of a publicly traded company. He is frequently asked to comment for the media, from German national radio/TV to AP and the New York Times. The title of his new book will be “Megatrend Mobile – how Smartphones and Big Data Will Really Change the World”.
Manager Technical & Service Assurance
Transport for London
Responsible for the design, assurance and deployment of contactless support technologies into TfL’s front office including Contactless Payment Reader enablement for Bus and Rail services in London. Implemented Service Management processes to underpin the successful deployment of the Revenue and Billing Operational Support System. Implemented and Manage Change, Release and Problem Management processes. Designed and implemented Continual Service improvement processes.
Head of mCommerce
Zaf Kazmi is the Head of Mobile Commerce at CaixaBank where he is currently leading a number of mCommerce related initiatives as well being focused on different mobile payments solutions. He is also part of the ISO TC68/SC7/WG10 which is currently working towards developing the ISO 12812 standard on Mobile Banking and Payments.
Zaf is an active member of the Mobey Forum’s Business Workgroup, the Security Task Force, and the mPOS Workgroup. He is also a member of the European Payments Council’s Mobile Channel Technical & Security Wokrgroup.
British Bankers' Association
James is responsible for strategic issues and thought leadership at the British Bankers’ Association. He looks at trends across the banking industry, assessing strategic threats and opportunities including competition, digitalisation and regulation.
Before joining the BBA, James was Head of Financial policy at Policy Exchange for 2 years. Prior to that he was head of macro strategy and a founding partner at Arrowgrass Capital Partners, a multi strategy hedge fund. He also spent 17 years at Deutsche Bank, where he was head of Global Equity Strategy and Asset Allocation and Co-Head of Global Economics.
Director - Consult Hyperion
Dave is a founding Director of Consult Hyperion. Here he provides specialist consultancy support to clients around the world, including all of the leading payment brands, major telecommunications providers, governments bodies and international organisations including the OECD. Before helping to found Consult Hyperion in 1986, he spent several years working as a consultant in Europe, the Far East and North America. He graduated from the University of Southampton with a B.Sc (Hons.) in Physics.
Described by The Telegraph as “one of the world’s leading experts on digital money”, by The Independent as a “grade-A geek” and by the Centre for the Study of Financial Innovation as “one of the most user-friendly of the UK’s uber-techies”, Dave is a member of the editorial board of the E-Finance & Payments Law and Policy Journal, a columnist for SPEED and Financial World and is well-known for his blogs on Digital Money and Digital Identity and his Twitter stream @dgwbirch. He was also ranked in 2013 as one of Wired’s top 15 sources of business information and as number one influencer in European emerging payments by Total Payments.
He has lectured to MBA level on the impact of new information and communications technologies, contributed to publications ranging from the Parliamentary IT Review to Prospect and wrote a Guardian column for many years. He is a media commentator on electronic business issues and has appeared on BBC television and radio, Sky and other channels around the world.
Director - Head Mobile Solution Specialists
Founder and Managing Director
Jay Chinnadorai is Founder and Managing Director of Sumtotal, a strategy & technology consultancy specialising in the converging sectors of Digital Services, Smart Networks and Connected Devices. Most recently, Jay was Wallet Services Director at Weve, a JV between EE, Vodafone and Telefonica/O2, which is a onestop shop for mobile commerce and mobile media in the UK.
Clients of Sumtotal include Weve, Orange, T-Mobile, Sony Corporation, BT, Siemens, Philips, Scottish Enterprise as well as several start-ups in Europe and the US. Jay also sits on the Advisory Boards of various companies.
Prior to founding Sumtotal, Jay was Vice President of Sony Europe responsible for different business units including Mobile, Set-Top Boxes and Service Provider Business. Previously, Jay worked with Thomson Consumer Electronics as Marketing Director of the UK Operations.
Jay is an alumnus of Manchester Business School (MBA) and has a BSc (First Class Hons) in Electronic Engineering from University College London. He is a Member of the Marketing Society.
Head - R&D and Innovation - IT & Ops
Julio’s career has been running for more than 20 years along the worlds of Technology and Financial Services.
He started out as a designer of mixed-signal microchips and complex software platforms, and then worked for McKinsey & Co serving top financial institutions in Spain, Europe and LatAm. In 2007 he joined Santander, where he has played several corporate leadership roles in Investment Banking, Consumer Finance, and IT & Operations, and has participated in many of Santander’s acquisition processes during the last years.
He currently heads R&D and Innovation in Santander’s IT & Operations Division, executing major innovation projects globally, and leading Santander’s FinTech VC activity. A passionate entrepreneur, he founds internal startups and Joint Ventures, focusing on eCommerce, internet-based financial services, and mobile payments.
Julio holds a Telecommunication Engineering degree from UPM-Spain, a PhD in Computer Science / Electrical Engineering from UAM-Spain, and a MsC in Management of Technology from MIT-Sloan.
HoD Financial Services
Head of Mobile
Royal Bank of Scotland
Terry has over 15years experience in the telecomms and mobile industry working in both the public and private sector before joining RBS UK (Retail) as Head of Solution Design for Mobile in November 2011. Terry is currently the Head of Mobile for RBS UK (Retail). In this role, Terry owns the strategic direction and delivery of the award winning RBSG (incl NatWest) UK Retail Mobile Banking Service.
Using core Product Management skills as a base, Terry has been developing mobile applications and mobile solutions for the last 8 years. Terry is fuelled by the belief that the right combination of technology, design and customer experience can really change the way we go about our daily lives.
As Head of Solution Design for Mobile at RBS, Terry was the Design Authority for the business architecture and solution design of the RBSG retail banking mobile application which currently has over 2 million active users. Features of the app include Payments and Transfers, Longer Statement History, mobile phone top up, cash withdrawal from an ATM and person to person payments. Terry was also part of the team responsible for the NatWest TouchPay pilot, the UK’s first deployment of an offline Mobile Contactless payment solution.
Previously, Terry was a Senior Product Manager for Mobile Applications at Airwave Solutions Ltd. Terry was responsible for developing and delivering mobile apps to the Emergency Services market on the back of the Airwave TETRA radio network. Terry focused on mapping processes using LEAN principles to identify inefficiencies in current working practices and then using this insight to develop mobile software to solve the problem.
Before Airwave, Terry held a number of Product Management roles in the telecoms industry with Tiscali and Energis. Terry was educated at St Bede’s Grammar school in Manchester, and graduated from the business school of Brunel University with an Honours Degree in Business Administration, specialising in Marketing
Partner - Manatt
Co-Chair, Global Payments
Barrie VanBrackle is co-chair of the Global Payments and Consumer Financial Services practice group and a member of the Financial Services and Banking practice. She practices in the payments transaction business, with an emphasis on electronic payments, banking, and payment card network regulatory and data security, as well as federal and state data privacy and security matters.
In addition, Ms. VanBrackle has extensive experience in corporate finance transactions, including mergers and acquisitions, structurings and financings.
Ms. VanBrackle holds the AV (Preeminent) rating from Martindale-Hubbell.
Hungarian Mobile Wallet Association
Gabor Lemak manages the Hungarian Mobile Wallet Asosciation as Secretary General. His main responsibility is to establish a sustainable mobile NFC ecosystem in Hungary and to launch the first countrywide mobile NFC payment pilot project.
The Hungarian Mobile Wallet Association was founded in June, 2011 with the collaboration and cooperation of six decisive service providers: Hungarian Telekom, Telenor, Vodafone, OTP Bank, MasterCard and SuperShop. The aim of the Association is to promote innovative, NFC technology based mobile payment solutions, systems and services, and also to develop the relevant professional guidelines in Hungary.
The pilot project started in July, 2013 and will last for approximately six months.
Presently, Gabor is managing the preparation for the Mobile Wallet commercial launch in Hungary.
Previously, Hungarian Telekom – subsidiary of Deutsche Telekom – appointed him as the Director of a newly set up high-tech innovation cluster. He was responsible for cooperating 70 ICT SMEs’, as well as multinational companies’ (like Hungarian Telekom, Ericsson, SUN, Microsoft) local R & D and innovation activities through generating innovation projects. Among his responsibilities he was involved in incubating ICT SMEs and start-ups.
He is an economist specialized for managing cutting edge initiatives based upon infocommunication technologies.
VP, Business Unit Payment
Peter Vesco is Senior Vice President, Business Unit Payment, Deutsche Telekom AG. He is responsible for developing all payment strategies and products. This includes initiatives both in Germany and at European level.
In addition, he is the CEO of ClickandBuy, a wholly-owned subsidiary of Deutsche Telekom AG.
Peter Vesco also worked for Hypercom Corp as the President and Managing Director of Northern Europe. Previously, he held various management positions including CEO of the DACH region (Germany, Austria, Switzerland) and Italy at FirstData and COO of the DACH region and Italy at Atos Worldine.
Head of Development
Policy Advisor, Payments
British Retail Consortium
Richard Braham is lead on retail payments, e-commerce and consumer credit policy. Richard’s works covers all issues related to payment systems, including cost, litigation, regulation and security, in both the UK and Europe. E-commerce covers all elements of online retail, including mobile, tablet and more traditional forms of telephone sales and mail order. He previously worked at the National Endowment for Science Technology and the Arts (NESTA) – focused on the role of innovation and technology as a driver of growth, where he held various policy and communications role, latterly as speech writer for the CEO. Prior to that, Richard worked in a political consultancy in the property and development industry and as the Parliamentary Researcher in an MPs House of Commons office.